Motor Vehicles Act, 1988–Sec. 149, 66(3)(c)–Liability of Insurance Company–Offending vehicle was regularly being used for transporting eye patients to and from the eye hospital and for distributing free medecine–Nothing on record to show that it was having any kind of medical instruments/equipments that are necessary for transportation of patients in a medical emergency–It was registered under the category of light commercial motor vehicle and not ambulance–It was not having a valid permit and fitness certificate–Held, it is not required to examine as to how many passengers were being transported in the offending vehicle at the time of accident and the appellant-Insurance Company cannot be held liable–Directed accordingly.