National Insurance Co. Ltd. vs. Vedic Resorts & Hotels (P) Ltd. (SC)

Insurance Claim–Denial–Justification–Though the surveyor’s report is not the last and final one nor is so sacrosanct as to the incapable of being departed from, however, there has to be some cogent and satisfactory reasons or grounds made out by the insurer for not accepting the report–Insurance Company failed to make out any such cogent reason for not accepting the surveyor’s report–National Commission rightly allowed the complaint.